Pet insurance is becoming more and more popular in Australia. It offers you peace of mind as it covers some or all of the treatment costs if your pet is ever involved in an accident or suffers a sudden illness. There is no equivalent of Medicare for pets so treatment costs often exceed what an equivalent problem would cost for a human patient.
24 hr emergency care for animals can cost over $1,000 per day and some operations, such as the repair of fractured bones or exploratory surgery, can also cost thousands of dollars. Recovery and aftercare treatments may add even more to the cost. It is a heartbreaking situation to have to choose between the health of your pet and financial constraints so, for peace of mind, we strongly recommend that your pet is insured.
There are several companies that offer pet insurance and we can help you with questions you might have about finding the best cover.
What does pet insurance cover?
Individual packages vary in the type of treatment covered. However, they usually include most accidents and unexpected illnesses.
To make your choice, you need to consider the differences between policies, in particular the claim excess amount, proportion of treatment costs covered, annual claim limit, age restrictions, pre-existing illness exclusions and policy costs.
Bear in mind that pet insurance will generally not cover previous illnesses so it is advisable to insure a pet as young as possible before they have any health problems.
We highly recommend pet insurance and encourage you to discuss it with us at your next visit to Mont Albert Vet.